Franny Yen
Buyer Beware - Risks of Purchasing a Non-Warrantable Condo
As a first-time homebuyer of a condo, you will want to be aware of potential risks to such a transaction. “Non-warrantable” means that a...
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Franny Yen - The Loan Story
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Franny Yen
- Mar 7
- 2 min
Latest Mortgage Market News, March 2023
Hey there! February wasn’t a great month for people who want to buy a house. The average 30-year mortgage rate has gone up by almost 1%....
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Franny Yen
- Feb 15
- 1 min
Announcing Our Expansion to Texas: Let Us Help You with Your Financing Needs
I am pleased to announce that our company has expanded our loan services to Texas. As a loan officer, I have a long history of assisting...
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Franny Yen
- Jan 27
- 1 min
Tips - 1031 Exchange Transactions
Are you looking to participate in a 1031 Exchange? During the entire purchase transaction for a 1031 exchange, a good loan agent can help...
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Franny Yen
- Dec 27, 2022
- 1 min
Be Careful with Notices of Assessments
To all buyers and selling agents, be careful with the notice of assessments when you review the preliminary title report for a purchase...
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Franny Yen
- Nov 30, 2022
- 1 min
New Loan Limits for 2023
There is a wide variety of loan types available to you. This chart refers to the new increase of a conforming loan limit by FHFA (Federal...
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Franny Yen
- Oct 25, 2022
- 1 min
Avoid These Common Mistakes During a Mortgage Transaction
Common Mortgage Mistakes to Avoid
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Franny Yen
- Sep 16, 2022
- 1 min
The Importance of an Equity Line (HELOC)
An equity line can serve as an investment tool when you purchase your next property, or when you use it as an emergency fund during the...
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Franny Yen
- Jul 31, 2022
- 2 min
Important Terms for Homebuyers to Know
When buying a home, it's important to know the most common terminology used. These terms are just a few for you to add to your...
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Franny Yen
- Jun 18, 2022
- 1 min
QUESTION: What's a Reasonable Range of HOA Fees When Looking for a New Home?
ANSWER: Being a part of a homeowners association can impact your budget as well as your daily life, so when you're shopping for a new...
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Franny Yen
- Apr 18, 2022
- 2 min
How Retirement Changes What You Need in a Home
When you picture yourself in retirement, what expenses do you think will be your largest ones? If you're like most people, you might...
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Franny Yen
- Mar 28, 2022
- 1 min
Housing News: What First-Generation Homebuyers Should Know
Even if no one else in your family has been a homeowner and you don't have access to family assistance, you can still achieve the...
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Franny Yen
- Feb 18, 2022
- 1 min
News update: Inflation
Since March 2020 when the economy was turned upside down, the Federal Reserve has been purchasing Mortgage-Backed Securities to hold...
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Franny Yen
- Jan 20, 2022
- 1 min
We May Not See a Ton of Foreclosures Soon
Despite having a banner year of housing market activity, the real estate industry could be in for a dose of reality once 2022 rolls in....
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Franny Yen
- Nov 22, 2021
- 1 min
Rent Is Spiking - It's Time to Buy
After dipping in spring 2020 at the start of the pandemic, rent prices are experiencing a huge increase, even surpassing pre-pandemic...
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Franny Yen
- Oct 19, 2021
- 2 min
How Many Homes Should I Tour Before I Place an Offer?
When you start your home search, you might feel completely overwhelmed. Buying a home is likely the most expensive purchase you'll ever...
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Franny Yen
- Sep 20, 2021
- 1 min
A Housing Shortage...For Now?
After a rough 2020, the housing market has rebounded in 2021. However, the major challenge that many homebuyers are finding is a lack of...
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Franny Yen
- Aug 18, 2021
- 2 min
What to Do During a Hot Market
It's sometimes difficult to determine if it's financially the best time to purchase a home. Throw in a thriving housing market, and you...
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Franny Yen
- Jul 20, 2021
- 1 min
Securing Your New Home in the Summer
At the start of 2021, the housing market experienced an increase in home prices combined with low inventory. Together, they created a...
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Franny Yen
- Jun 18, 2021
- 2 min
Dealing With Low Inventory
After dealing with the house-buying boom of 2020, spring 2021 has seen a slight housing inventory shortage. According to the National...
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