Franny Yen
CalHFA Down Payment Assistance Program to be Relaunched in 2024
CalHFA will soon be relaunching its down payment assistance program. This time, the maximum loan amount under this program is either...
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Franny Yen - The Loan Story
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Franny Yen
Dec 5, 20231 min read
Accessory Dwelling Units (ADU)
In America's biggest cities, a home with an ADU is priced 35% higher on average than a home without one Even if zoning is ineligible, ADU...
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Franny Yen
Nov 9, 20232 min read
Sunbelt Showdown
Unmasking the True Cost of Living in America's Hottest Cities Finding your own slice of paradise in the sun-soaked cities of California...
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Franny Yen
Oct 13, 20231 min read
Property Tax Exemptions by State for Disabled Veterans
Did you know that veterans with service-connected disabilities can access property tax breaks and discounts in many states? 💙 In most...
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Franny Yen
Sep 29, 20231 min read
Fed Funds Rate Forecasts
In terms of their individual forecasts for where the fed funds rate will go: Median forecast for end-2023 is 5.6% (this didn’t change)...
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Franny Yen
Aug 11, 20231 min read
Unlocking Financial Freedom with Reverse Mortgages
Are you a homeowner in retirement or approaching that stage in life? Are you looking for ways to supplement your income while continuing...
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Franny Yen
Jul 21, 20231 min read
Acting vs. Waiting
According to Case-Shiller, national home prices rose nearly 6% in 2022. And based on the price growth we've seen during the first seven...
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Franny Yen
May 5, 20232 min read
Buyer Beware - Risks of Purchasing a Non-Warrantable Condo
As a first-time homebuyer of a condo, you will want to be aware of potential risks to such a transaction. “Non-warrantable” means that a...
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Franny Yen
Mar 7, 20232 min read
Latest Mortgage Market News, March 2023
Hey there! February wasn’t a great month for people who want to buy a house. The average 30-year mortgage rate has gone up by almost 1%....
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Franny Yen
Feb 15, 20231 min read
Announcing Our Expansion to Texas: Let Us Help You with Your Financing Needs
I am pleased to announce that our company has expanded our loan services to Texas. As a loan officer, I have a long history of assisting...
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Franny Yen
Jan 27, 20231 min read
Tips - 1031 Exchange Transactions
Are you looking to participate in a 1031 Exchange? During the entire purchase transaction for a 1031 exchange, a good loan agent can help...
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Franny Yen
Dec 27, 20221 min read
Be Careful with Notices of Assessments
To all buyers and selling agents, be careful with the notice of assessments when you review the preliminary title report for a purchase...
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Franny Yen
Nov 30, 20221 min read
New Loan Limits for 2023
There is a wide variety of loan types available to you. This chart refers to the new increase of a conforming loan limit by FHFA (Federal...
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Franny Yen
Oct 25, 20221 min read
Avoid These Common Mistakes During a Mortgage Transaction
Common Mortgage Mistakes to Avoid
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Franny Yen
Sep 16, 20221 min read
The Importance of an Equity Line (HELOC)
An equity line can serve as an investment tool when you purchase your next property, or when you use it as an emergency fund during the...
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Franny Yen
Jul 31, 20222 min read
Important Terms for Homebuyers to Know
When buying a home, it's important to know the most common terminology used. These terms are just a few for you to add to your...
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Franny Yen
Jun 18, 20221 min read
QUESTION: What's a Reasonable Range of HOA Fees When Looking for a New Home?
ANSWER: Being a part of a homeowners association can impact your budget as well as your daily life, so when you're shopping for a new...
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Franny Yen
Apr 18, 20222 min read
How Retirement Changes What You Need in a Home
When you picture yourself in retirement, what expenses do you think will be your largest ones? If you're like most people, you might...
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Franny Yen
Mar 28, 20221 min read
Housing News: What First-Generation Homebuyers Should Know
Even if no one else in your family has been a homeowner and you don't have access to family assistance, you can still achieve the...
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