Loans with a Long-Term Vision
- Franny Yen
- Aug 15, 2019
- 1 min read
Updated: Mar 30, 2020
Every loan has a story.... and behind every story, there's a dream. We offer loans tailored to your needs, such as self-employment loans, flexible mortgage programs and more!
With your best interest at heart, I work diligently to provide transparent mortgage planning with a long-term vision. What's your dream? Call me today! 408-691-3029
Here are just a few of the loan program we offer.
Fixed Rate Mortgage
10, 15, 30 year fixed
A fixed rate mortgage is a mortgage that has a fixed interest rate for the entire term of the loan. With a fixed-rate mortgage, borrowers do not have to worry about interest rates spiking and increasing their mortgage payment.
Adjustable Rate Mortgages
3/1, 5/1, 7/1, 10/1 ARM
A mortgage in which the interest rate fluctuates at set periods based on the current market. Typically denoted in the form “introductory period/interval for adjustment,” as in a 5/1 ARM in which the first 5 years are fixed, and then the subsequent rates are readjusted every 1 year.
Investor Loans
Investor property loans finance rehabilitation projects in which properties are fixed up and then either resold or rented out. We offer flexible investor programs, while avoiding hard money loans. Don't let rising rates prevent you from buying more investment properties. We have solutions to access capital through a refinance with rates that let your properties cash flow.
“I think these loan programs could be really useful for your visitors. The Hard Money Loan Missouri works well for investors who need quick access to cash. The DSCR Loan Indiana makes it easier for landlords to qualify based on property income. For short-term financing, the Bridge Loan New Jersey is a solid choice, and Alabama investors may find the DSCR Loan Alabama program especially helpful for scaling rental properties.”