Time to Divorce Your Lowest Interest Rate!
If you have children, this is what I suggest. Forget about your lowest interest rate for 15 year fixed and switch to lowest monthly payment mortgage plan possible, because it will bring you financial security faster.
What is financial security:
1. More money into retirement – Yes. Max it out
2. Pay off high interest and non-tax deductible debt
3. More money for rainy day
4. More money into college for kids