One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinanc...

Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of...

Below is a breakdown of the most common elements of a home loan payment. Annual Percentage Rates All lenders are required by law to state...

Improving your credit score can help you get approved for loans and credit cards and save you money by getting better rates for financing...

If you find that you have errors on your credit report, follow this procedure to correct them: Make a copy of the report and circle the i...

We have a mortgage loan program designed specifically for borrowers, employed or not, with large liquid assets. Call now for details.

Compared to other portfolio lenders, Fannie and Freddie have the least reserve requirement when it comes to qualification. According to F...

If you have children, this is what I suggest. Forget about your lowest interest rate for 15 year fixed and switch to lowest monthly payme...